Core Beliefs

  • Clients want to buy solutions not be sold products

  • Fees, expenses and taxes matter a lot. We focus on net returns. Net returns are gross returns less fees, expenses and taxes. Investors who ignore the effects of fees, expenses and taxes often fail to compound their wealth as prodigiously as possible.

  • Transparency is the best policy. We are happy to share with clients our own investment strategies and holdings. We think that clients deserve the ability to know how advisors handle their personal finances.

  • Service and solutions drive long-term value creation. As consumers and business people we value timely professional service from the people with whom we partner. As advisors we hope to provide timely, professional service to our clients.