Core Beliefs

  • Clients want to buy solutions—not be sold products

  • Fees, expenses, and taxes matter a lot. We focus on net returns. Net returns are gross returns less fees, expenses, and taxes. Investors who ignore the effects of fees, expenses, and taxes often fail to compound their wealth as prodigiously as possible.

  • Transparency is the best policy. We are happy to share with clients our own investment strategies and holdings. We think that clients deserve the ability to know how advisors handle their own personal finances.

  • Service and solutions drive long-term value creation. As consumers and businesspeople, we value timely professional service from the people with whom we partner. As advisors, we hope to provide timely, professional service to our clients.